What Is a DSCR Loan? A Simple Guide for Colorado Springs Investors
What is a DSCR loan? A Debt Service Coverage Ratio loan is a specialized mortgage designed for real estate investors, particularly those buying rental properties. Unlike traditional loans that qualify borrowers based on personal income and credit, a DSCR loan focuses on the property’s ability to generate rental income to cover the mortgage payment. This […]
Homeowners Net Worth Compared to Renters in Colorado Springs
Homeowners net worth compared to renters reveals a significant gap that has widened over decades, with homeowners typically building far greater wealth through equity and appreciation. In Colorado Springs, where median home prices stabilized around $441,000–$491,000 in 2026 (Pikes Peak MLS data), this difference is especially relevant for military families, first-time buyers, and long-term residents […]