Hey Friends!
I haveĀ a story onĀ housing today in the form of 4 fun facts.Ā Ā IĀ hope you have a great weekend!
Blessings,
Andrew
Fun Fact 1:Ā
Home Prices in the US increased 1% in 2025, their smallest gain since 2011.Ā With wages rising over 3% in 2025 and interest rates falling (30-year mortgage rate: 6.9% -> 6.2%), that made the housing market slightly more affordable for the average buyer.
Source:Ā Charlie Bilello

Fun Fact 2:Ā
After adjusting for inflation, prices are still extremely elevated and above the peak levels from the housing bubble of the mid-2000s.
Source: Charlie Bilello

Fun Fact 3:Ā
This has created a wide gap (44%) between the number of sellers (1.96 million) and the number of buyers (1.36 million).
Source: Redfin; MLS Data

Fun Fact 4:Ā
Which means that absent intervention from the Federal Reserve or Federal Government, we should continue to see prices move lower relative to inflation. The record appreciation above the rate of inflation that we saw in the first half of this decade is simply unsustainable.Ā
Source: Charlie Bilello

Quote I’m pondering:
āHe piled upon the whale’s white hump the sum of all the general rage and hate felt by his whole race from Adam down; and then, as if his chest had been a mortar, he burst his hot heart’s shell upon it.āĀ ā Herman Melville, Moby-Dick
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Disclaimer: All information provided is for educational purposes only and does not constitute investment, legal or tax advice, an offer to buy or sell any security, or to buy or sell real estate property. Read our full disclosures HERE.