What Is a DSCR Loan? A Simple Guide for Colorado Springs Investors
What is a DSCR loan? A Debt Service Coverage Ratio loan is a specialized mortgage designed for real estate investors, particularly those buying rental properties. Unlike traditional loans that qualify borrowers based on personal income and credit, a DSCR loan focuses on the property’s ability to generate rental income to cover the mortgage payment. This […]
Zillow Loans Are More Expensive: What Colorado Springs Buyers Need to Know in 2026
Zillow loans are more expensive than many traditional lenders, according to a recent study that found Zillow Home Loans charged higher interest rates and fees on average. This is important for Colorado Springs buyers, where median home prices hover around $441,000–$480,000 in 2026, and every dollar in closing costs or rate impacts affordability. For the […]
Upcoming Implementation of FinCEN’s Residential Real Estate Reporting Rule
The upcoming implementation of FinCEN’s Residential Real Estate Reporting Rule is set to take effect on March 1, 2026, after a postponement from December 1, 2025. This rule, finalized in August 2024 under the Bank Secrecy Act, requires certain professionals involved in residential real estate closings—primarily title agents, settlement agents, and attorneys—to file reports with […]
Difference Between an ILC and a Survey in Real Estate
The difference between an ILC and a survey in real estate is crucial for home buyers and sellers in Colorado Springs, where property boundaries and improvements can impact transactions amid our hilly terrain and growing suburbs. An Improvement Location Certificate (ILC) is a limited certification showing approximate locations of structures and improvements relative to boundaries, […]
Google Is Entering the Portal Wars with MLS Listings: What It Means for Colorado Springs
Google is entering the portal wars with MLS listings through its new Google Home Listings feature, which now pulls real-time data directly from the Multiple Listing Service (MLS) for more accurate property searches. Announced in late 2025 and rolling out in early 2026, this move challenges dominant platforms like Zillow and Redfin by offering fresh, […]
Owning Your First Short Term Rental in Colorado Springs: A Beginner’s Guide
Owning your first short term rental in Colorado Springs can be a rewarding way to build wealth and generate income, thanks to our city’s year-round tourism, military relocations, and outdoor attractions. From Pikes Peak visitors to families exploring Garden of the Gods, demand for short-term rentals remains strong. Here’s a clear overview of what to […]
Trump Directed Fannie Mae and Freddie Mac to Buy $200 Billion in Mortgage Bonds: What It Means for Buyers
President Trump directed Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds, a move aimed at increasing demand for mortgage-backed securities (MBS) and helping to lower mortgage rates. Announced on January 7, 2026, via Truth Social, Trump emphasized that this step addresses housing affordability amid high inflation, stating it will drive rates […]
MLS vs Zillow in Colorado Springs: Why Realtor MLS Search is More Accurate
When it comes to searching for homes, it can seem that it is a battle between MLS vs Zillow in Colorado Springs. It is true that many buyers start with Zillow, Redfin, or Realtor.com for convenience. But as a local realtor with The Bacon Partners, I’ve seen sellers get excited about Zillow’s “1,200+ views” only […]
How to Use the Home Selection Triangle to Decide on a Home in Colorado Springs
Using the home selection triangle to decide on a Home in Colorado Springs can really help you with your important decision. Jumping straight into Zillow searches or drive-bys often leads to emotional attachments, affordability doubts, and endless scrolling. Excitement turns to overwhelm fast in our competitive market, where inventory hovers around 1.6 months’ supply (per […]
Steps to Buying a Home in Colorado Springs
The steps to buying a home in Colorado Springs in early 2025 follows a clear, predictable process. The market has shifted to a more balanced state compared to recent years—median home prices sit around $450,000–$480,000 (per recent Zillow, Redfin, and Pikes Peak MLS trends). Homes are spending more days on market – typically 50–70 days. […]